Three months ago I started on Medicare, and what a nightmare it has been! The first month I was having difficulty getting Medicare set up. Now the second and third months my challenges have been about pharmacy and medication issues; they don’t want to pay for specialty drugs at all! And somehow I’m already in the donut hole even though I just started July 1st. I thought I would miss that donut hole because I wasn’t starting at the beginning of the year but now here I am stuck in the donut hole!